Harbour Insight - Investment Property Reports
Independent due diligence reports – before you sign the contract
Buying a $500k+ asset based on a 15-minute inspection is INSANE.
Sales agents are paid to sell. Bank valuers work for the bank. Online estimates don’t look at building risk, rental depth or future supply.
A Harbour Insight report is on your side – it gives you independent research and numbers so you can make an informed decision about this property as an investment.
Is Harbour Insight right for me?
Harbour Insight is designed for everyday buyers who want investment-grade thinking without the sales pitch.
It’s ideal for:
First-time investors who want a clear yes/no on their first property.
Home buyers who love a place but want to know if the numbers also make sense.
Interstate and overseas buyers who can’t rely on a quick walk-through or local gossip.
Time-poor professionals who want someone to distil the data into a simple verdict.
Cautious buyers who’ve been burned before and won’t make the same mistake twice.
If you’re about to spend hundreds of thousands to millions of dollars and don’t want to hope for the best, Harbour Insight is for you.
See inside a real client report
This is an actual Harbour Insight report prepared for a Southbank apartment - anonymised for privacy.
What’s inside each investment report
Each report is designed to help you answer one question:
“Does this property stack up as an investment?”
1. Property Snapshot
Address, layout, last sale, size – everything on one page.
2. Suburb Fundamentals
Population trends, renter vs owner mix, median prices and 1-year performance – plus context on the local lifestyle and employment base.
3. Supply & Pipeline
Major projects, towers and infrastructure that could cap capital growth or drive future demand.
4. Financial Analysis
Market rent estimate, yield at different price points, holding costs (strata, council rates) and an annual cash-flow projection.
5. Risks & Red Flags
Oversupply, rental risk, building & strata issues, neighbourhood considerations – explained in plain English.
6. Clear Assessment
A written verdict with a fair-value range, expected rent and whether this is suited to an income-focused or growth-focused strategy.
Hear What Some Of Our Customers Are Saying
"Harbour Insight saved us from a $600k mistake hidden by a 15-minute inspection." – Sarah L. (Sydney)
"They bridged the gap between local market reality and our investment goals." – Sam P. (Business Owner)
"The cash-flow forecast was accurate to the dollar." – Emily R. (Investor)
"Harbour Insight saved us from a $600k mistake hidden by a 15-minute inspection." – Sarah L. (Sydney) "They bridged the gap between local market reality and our investment goals." – Sam P. (Business Owner) "The cash-flow forecast was accurate to the dollar." – Emily R. (Investor)
"Independent data that actually stacks up - no sales fluff, just hard numbers." – Robert B (Brisbane)
"I almost bought a 'bargain' that was actually a money pit—thank you Harbour!" – Grace M. (First Home Buyer)
"Independent data that actually stacks up - no sales fluff, just hard numbers." – Robert B (Brisbane) "I almost bought a 'bargain' that was actually a money pit—thank you Harbour!" – Grace M. (First Home Buyer)
"Professional, bilingual, and brutally honest - exactly what foreign investors need." – Alan Y. (Singapore)
"They bridge the gap between local reality and overseas expectations." – Nancy L. (Chengdu)
"Professional, bilingual, and brutally honest - exactly what foreign investors need." – Alan Y. (Singapore) "They bridge the gap between local reality and overseas expectations." – Nancy L. (Chengdu)
Frequently Asked Questions (FAQs)
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Harbour Insight provides reports for all major cities and regions across Australia. Our core focus is metropolitan markets and larger regional centres, where data quality and rental depth support robust analysis. If you’re considering a more remote or specialised location, get in touch with the property details and we’ll confirm what level of insight we can reliably provide before you proceed.
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Once we have your property details and payment, we typically deliver your report within 48 hours. For most buyers that means you’ll have a clear view of the numbers well before auction day or a finance/ cooling-off deadline. If you’re working to a tighter timeframe, let us know and we’ll confirm what’s realistically possible before you order.
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A buyer’s agent helps you find and negotiate a property, and is often paid a percentage fee on the purchase price. Harbour Insight is different: we provide one-off, fixed-fee investment research on a specific property you’re already considering. We don’t shortlist properties, bid at auction or negotiate with agents – and we never accept commissions or payments from developers, selling agents or lenders. Our only job is to give you a clear, independent view of whether the numbers and risks stack up.
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No. A Harbour Insight report is designed to complement, not replace, a qualified building or pest inspection. We focus on the investment case - suburb fundamentals, rental depth, cash flow, supply risk and other market factors - rather than physical defects in the property. For a complete picture, we strongly recommend obtaining appropriate building, pest and other specialist inspections alongside our report.
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Harbour Insight is an independent research service. We are not acting as licensed valuers or providing personal financial advice. Our reports combine data, market analysis and professional judgement to help you understand the investment risks and opportunities of a particular property. They are general in nature and do not take into account your full financial situation, objectives or risk tolerance. You should consider the report as one input into your decision and, where appropriate, seek independent advice from your own financial adviser, accountant or solicitor.
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Our reports are prepared for your personal due diligence, not as formal valuations for lenders. They are not a substitute for a bank valuation and are not intended to be relied on by your lender in assessing security or credit risk. Many clients do share the report with their broker or banker to inform discussions, but you should assume your lender will still obtain its own valuation and complete its usual credit checks.